染雾常用银行英语词结 篇一
在日常生活和工作中，我们经常会遇到与银行相关的事务。无论是在银行办理业务还是与银行人员交流，掌握一些常用的银行英语词结将非常有帮助。下面是一些常见的银行英语词结及其用法。
1. Account
Account是指银行为客户开设的账户。例如，savings account（储蓄账户）和current account（活期账户）。在银行办理业务时，我们常常需要提供我们的账号信息。
2. Deposit
Deposit是指向银行存款。当我们将钱存入银行时，我们会说“I would like to make a deposit into my savings account.”（我想向我的储蓄账户存款。）
3. Withdrawal
Withdrawal是指从银行取款。当我们需要取出存款时，我们可以说“I would like to make a withdrawal from my current account.”（我想从我的活期账户取款。）
4. Balance
Balance是指账户的余额。当我们想知道账户的余额时，我们可以问银行工作人员“Could you please tell me the balance of my savings account?”（请问你能告诉我储蓄账户的余额吗？）
5. Interest
Interest是指利息。当我们存款在银行时，银行会根据存款金额和存款期限支付利息。我们可以问银行工作人员“Could you please tell me the interest rate on this savings account?”（请问你能告诉我这个储蓄账户的利率吗？）
6. Loan
Loan是指贷款。当我们需要借款时，我们可以向银行申请贷款。我们可以说“I would like to apply for a loan to buy a house.”（我想申请一笔贷款来买房。）
7. Exchange rate
Exchange rate是指汇率。当我们需要兑换货币时，我们需要了解当前的汇率。我们可以问银行工作人员“Could you please tell me the exchange rate between USD and RMB?”（请问你能告诉我美元和人民币的汇率吗？）
以上是一些常见的银行英语词结及其用法。掌握这些词结将有助于我们更好地与银行进行交流和办理业务。
常用银行英语词结 篇二
在现代社会，银行是我们生活中不可或缺的一部分。无论是存款、取款还是贷款，我们都需要与银行进行交互。在与银行人员交流时，掌握一些常用的银行英语词结将非常有帮助。下面是一些常见的银行英语词结及其用法。
1. ATM
ATM是自动取款机的缩写。我们可以使用ATM来取款、查询余额和转账等。当我们需要取款时，我们可以说“I need to withdraw some cash from the ATM.”（我需要从ATM机上取一些现金。）
2. Credit card
Credit card是信用卡的意思。我们可以使用信用卡进行消费，并在之后的某个时间还款。当我们需要支付时，我们可以说“I would like to pay with my credit card.”（我想用信用卡支付。）
3. Overdraft
Overdraft是透支的意思。当我们的账户余额不足时，银行可能会允许我们透支一定金额。我们可以说“I would like to apply for an overdraft on my current account.”（我想申请在我的活期账户上透支。）
4. Statement
Statement是账单的意思。银行会定期向我们发送账单，显示我们的存款和支出明细。当我们想要查看账单时，我们可以说“I would like to request a statement for my savings account.”（我想要请求一份关于我的储蓄账户的账单。）
5. Currency
Currency是货币的意思。当我们需要兑换货币时，我们需要了解当前的汇率。我们可以问银行工作人员“Could you please tell me the currency exchange rate between USD and EUR?”（请问你能告诉我美元和欧元的汇率吗？）
6. Mortgage
Mortgage是指抵押贷款。当我们需要购买房屋时，我们可以向银行申请抵押贷款。我们可以说“I would like to apply for a mortgage to buy a house.”（我想申请一笔抵押贷款来买房。）
7. Online banking
Online banking是网上银行的意思。我们可以使用网上银行进行各种银行业务，如查询账户余额、转账和支付账单等。当我们需要使用网上银行时，我们可以说“I would like to access my online banking account.”（我想访问我的网上银行账户。）
以上是一些常见的银行英语词结及其用法。掌握这些词结将有助于我们更好地与银行进行交流和办理业务。无论是在日常生活还是工作中，这些词结都将非常实用。
常用银行英语词结 篇三
常用银行英语词汇总结
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票，银票
banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
National City Bank of New York 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行
Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine 东方汇理银行
central bank, national bank, banker's bank 中央银行
bank of issue, bank of circulation 发行币银行
commercial bank 商业银行，储蓄信贷银行
member bank, credit bank 储蓄信贷银行
discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行
advising bank, notifying bank 通知银行
negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行
consigned banker of collection 委托银行
clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch b
trustee savings bank 信托储蓄银行
trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的'信托部
credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司（贴现公司）
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行
bank of communications 交通银行
mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行
mortgage bank, building society 抵押银行
industrial bank 实业银行
home loan bank 家宅贷款银行
reserve bank 准备银行
chartered bank 特许银行
corresponding bank 往来银行
merchant bank, accepting bank 承兑银行
investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行
joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计
cost accounting 成本会计
depreciation accounting 折旧会计
computerized accounting 电脑化会计
general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐，流水帐
bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退
economic depression 经济萧条
economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀
deflation 通货收缩
devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支
favourable balance 顺差
adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度
the purchasing power of money 货币购买力
money in circulation 货币流通量
note issue 纸币发行量
national budget 国家预算
national gross product 国民生产总值
public bond 公债
stock, share 股票
debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接（对角）套汇
indirect exchange 间接（三角）套汇
cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) reserve 外汇储备
foreign exchange fluctuation 外汇波动
foreign exchange crisis 外汇危机
discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场
stock exchange 股票交易所
broker 经纪人
commission 佣金
bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单
bank statement 对帐单
letter of credit 信用证
strong room, vault 保险库
equitable tax system 等价税则
specimen signature 签字式样
banking hours, business hours 营业时间
Missing the Boat
Missing the Boat
By Tanya Bank
In 1910, Abraham Bank, my great-grandfather, was impressed into the Russian army. At the time, he was twenty-one years old and had lived near Vilna in Latvia for his entire life. He was a qualified rabbi, shochet, and mohel.
The prospect of twenty-five years of mandatory military service was unthinkable to Abraham. So he decided to pack a few clothes and personal belongings and leave his hometown during the night. He promised his girlfriend, Rebecca, that he would write.
Abraham traveled via Finland to Stockholm, Sweden, where he worked for a while as a stevedore. He earned his passage to London where he continued to work. His goal was to earn enough money to follow in the footsteps of his brother, who had already emigrated to America.
Two years after leaving his home in Latvia, Abraham was finally able to buy a ticket on a ship leaving from Southampton that would take him from England to America. Abraham ran into two difficulties. The first was the knowledge that he would not be able to get kosher food in the steerage class of the ship. The second was the trouble he would have in getting from London to Southampton over Passover, as the holiday ended on the night before the ship would be boarding.
Finally, Abraham decided not to use his ticket. He remained in London for a few months and then emigrated to South Africa, where eight years later Rebecca joined him. It was not until 1987 that Abraham's descendants - his grandson (my father) and his family - made the move to America that Abraham had come so close to making seventy-five years earlier.
I have good cause to be grateful to Zeida for deciding not to use that ticket all those years ago. In fact, it might well have been the best decision he ever made. The name of the ship that steamed into the Atlantic that day was the Titanic.
